Financial Options

Cost Planning

Whether you are planning a funeral at the time of need or pre-arranging a future funeral, the cost is a matter of choice; it is determined by your various selections and options. That’s why McComas Funeral Home wants you to understand all costs and make informed choices.

To help you plan and manage funeral costs, McComas Funeral Home has developed its Standardized Pricing Guide, which includes descriptions of all available services, merchandise and options with specific pricing for each item. Your funeral director will share the Standardized Pricing Guide with you and review the costs of your selections with you as you make funeral plans or pre-arrangements. Your funeral director also will explain all of your available payment options in detail.

Pre-Funding

You may pre-fund a pre-arranged funeral. Pre-funding can yield considerable cost savings, and with the payment options available, even those on tight budgets can afford to make pre-arrangements in advance of need.

Funding Plan

You may pre-pay into a funding plan for your pre-arrangements. This option allows you to purchase your selected funeral services and merchandise at current prices and avoid future price increases. Over time, the money in your funding plan grows, and in most cases, it will offset inflation and adequately cover the cost of your future funeral.

Insurance Coverage Funding

You may fund your pre-arrangements with insurance coverage, which allows you to extend payments. Using this option, you insure your life for the present-day cost of your funeral arrangements. Individuals between the ages of 0 and 99 may apply, and no medical examination is required. You simply complete a questionnaire after making your advance funeral plans.